Lazarus and Lazarus Focuses on You First
Most people have an opinion on motorcycle safety but sometimes those opinions are based on personal experience or on what has been passed around as facts. Too often they are fallacies:
“Motorcycles are safe as long as you wear a helmet.” Or another one is “Loud pipes save lives.” There are many more.
Here are some facts right up front: In 2013 motorcyclists were about 26 times more likely than passenger car occupants to die in a crash per vehicle mile traveled and five times more likely to be injured, according to National Highway Traffic Safety Administration.
In 2014, 62 percent of the people killed in motorcycle accidents were wearing helmets.
Helmet use of fatally injured motorcycle drivers and passengers, 2014:
Helmet No helmet Unknown Total
Number % Number % Number % Number %
Driver 2,484 62 1,420 35 131 3 4,035 100
Passenger 136 53 116 45 7 2 259 100
Total 2,620 60 1,536 36 139 3 4,295 100
Loud pipes don’t really save lives because the noise is most often going out the rear of the bike, or perhaps the side, and the motorcycle is moving away from it. The majority of threats to a motorcycle are coming from the front and an accident occurs before the other driver has a chance to hear anything. The Doppler Effect deals with the manner in which sound travels, and there are no solid facts supporting the belief that loud pipes saves lives.
Liability and Insurance
The Florida Legislature has not required motorcycle operators to obtain any insurance as a prerequisite to registering their vehicle. Personal Injury Protection, or “PIP” coverage is not legally necessary for any vehicle having less than 4 wheels. Yes, if the motorcycle is financed through a bank, the lending institution will probably require insurance coverage for theft and/or damage to the bike.
As a corollary to the 2000 repeal of the helmet law, should a rider decide to ride without a helmet, he must carry proof of $10,000.00 in medical insurance – literally a “drop in the bucket” should an accident occur. And while coverage for damage to property or injuries to third parties is not required, should the motorcycle operator be found at fault in an accident, they should expect a lawsuit which will threaten their personal assets.
Overall, there were 2,494 persons killed in vehicle crashes in Florida during the 2013 year. The population of Florida is approximately 20 million persons, so that translates to one in 8,000 Floridians dies in a vehicle accident each year.
Where Can You Turn for Help?
What happens when a person is involved in a serious car, truck, or on a motorcycle accident? Your life changes in many ways, much more than most people anticipate. There is a perception that the only reason the victim of a vehicle accident contacts an attorney is to “sue the other guy and get a big settlement.” That’s just not the primary concern for the Law Firm of Lazarus and Lazarus.
Gary and Arleen Lazarus are life-long south Florida residents and they have committed their law practice and their lives to helping improve the quality of life for people in their “hometown.” You can reach them by calling 954-356-0006 and asking for a consultation. Our first priority is to protect your rights and get you the help you need to deal with the aftermath of being in a serious accident.