Insurance is one of those things people hate to pay for, but when they need it they are very happy they did. Many people pay for insurance their entire lives and never actually use it. The insurance companies love those people. Others are constantly making claims for this or that and it all balances out in a system that isn’t perfect, but we have to deal with it.
Is there any big difference between one insurance company and another? Consumer Reports did some research and then produced ratings for car insurance companies and the results are interesting.
12 Best Car Insurance Companies – #1 is best:
- USAA Property & Casualty
- Amica Insurance
- New Jersey Manufacturers Insurance Company
- Erie Insurance Group
- Auto Club Enterprises Insurance Group
- Auto Club Insurance Association
- Auto-Owners Insurance Group of Companies
- Ameriprise Financial (IDS)
- State Farm
- State Auto Insurance Companies
12 Worst Car Insurance Companies – #1 is worst:
- Farmers Insurance
- Hanover Insurance
- Mapfre USA
- Liberty Mutual
- The Progressive Group of Insurance Companies
- AAA Northern California, Nevada & Utah Insurance Exchange
- The Hartford Financial Services Group
- Nationwide Mutual Insurance Company
- American Family
We have worked with all these companies, and while we will offer no opinions of our own on the quality of coverage or claim service, we will say that they all have good points and bad. Car insurance is necessary and mandatory, but working with them after an accident and getting the best compensation for your losses is sometimes best left to professionals.
Florida Automobile Insurance
We recommend that you do some rate comparisons and research on your own before making a decision. We also recommend that you obtain more than just the “basic” or required coverage. Many people call us and complain that after an accident they were left out in the cold when it came to having access to rental cars, quality repairs, and other reimbursements. Study your policy carefully and if possible sit down with an agent to go over the fine print.
Fort Lauderdale Accident Attorneys
If you have been involved in an accident and your company is not performing according to what you believe is fair and reasonable, give us a call. We’ll look over your policy and see what we can do to get you the compensation you deserve. We’re always here to talk at 954-356-0006.