We love to see and share good news, especially when it deals with an important issue like safety and savings. The Sun Sentinel reported recently that vehicle accidents in Florida decreased 0.6% state-wide and fatal accidents decreased 2.2% which is even better news. In south Florida (Miami-Dade, Broward, and Palm Beach Counties) the total crashes declined 2.2% while fatal accidents went down only 0.9%, but still a decrease of any amount is good news.
It seems reasonable to hope that insurance rates will go down because accident rates have gone down, and here’s more good news: They are going down! The largest provider of private auto insurance in Florida, State Farm, is lowering rates 5.1% which is a pretty significant number.
Because most people are inclined to pay their monthly bills and not really shop around for better prices, this might be a good time to do an auto insurance check-up. Ask yourself some questions and then ask your insurance company the same questions:
- Do I have enough coverage?
- Am I covered if someone with no insurance hits me?
- Do I have enough coverage for medical bills if I am seriously injured?
- Is my whole family covered?
- Will you pay for a new car if mine is destroyed?
- Am I covered in another state?
- Am I covered for damage from a storm?
Then do some shopping around, and see if you can get a better price for the coverage you need.
Another thing to think about regarding the lower number of accidents:
There are 15 million licensed drivers in Florida and there were 400,000 accidents in the state last year. If you do the math, there was one accident for every 37 drivers.
The nice thing is that you can make those numbers better if you follow some common sense rules:
Never Text and Drive. It is estimated that as many as 30% of all accidents involve some type of inside-the-car distraction.
Never Drink and Drive. Many accidents also involve impaired drivers.
South Florida Accident Attorneys
We’re very pleased with the latest accident statistics because the injuries we see happening to people are absolutely heartbreaking and many times they could have been prevented. Our goal, for people injured due to someone else’s carelessness is to return them to the life they had before the incident. We are painstaking in our efforts to see that justice is delivered to injured people, and every client gets our promise to work hard until we get results. You may reach us by calling (954) 356-0006, and thank you.