You don’t speed, run red lights, or drive recklessly and you don’t get traffic tickets at all. You never text and drive and you don’t drink and drive. You’re a great driver! But your auto insurance bill keeps going up.
What’s going on?
A lot of Florida drivers are asking the same question because although they pay rates that average $1,250 per year, the rates keep rising. Florida remains one of only a few states that still requires PIP and many drivers feel that it is not necessary if they have health insurance that would cover injuries from an auto accident. What’s the solution?
Before we address the solution we have to know what is causing the problem, and in this case a good part of it is fraud. Staged car accidents, treating non-existent injuries, and other dishonest practices cause higher rates and cost everyone money. Some hospitals also charge higher for tests and injuries when PIP insurance is involved and victims run out of money before they can receive effective treatment.
You can look north to Tallahassee and try to figure out what’s happening because it is there that politicians are considering changes or even a total repeal of PIP. A House plan that passed 88-15 to repeal PIP will die in less than a month unless the Senate acts. Similar legislation expired in the Senate a year ago.
If you click here you will be directed to a website where you may enter your address and then be provided the names and addresses of your state representative, state senator, U.S. congressional representative, and U.S. senators. Reach out to them and tell them how you feel.
If you’re involved in an accident and you’re confused about what to do about your damage and injuries, we will be happy to help. Getting you the benefits you deserve is our primary goal, and we treat every client with respect. Call us at 954-356-0006 for a free consultation.