Lower Fraudulent Claims and Lower Rates Benefit Everyone
Florida PIP Insurance
If you have lived in Florida for a while you may remember that there was a time when driving involved not only exercising due care to avoid accidents, but you had to worry about other drivers intentionally causing crashes. There are still some drivers out there who try to perpetrate this scam on law-abiding Florida drivers. The Florida legislature has been aware of these dangerous drivers for years and their efforts have gradually reduced the incidence of this and other types of insurance fraud. Lawmakers have consistently tried to respond to problems with the PIP law and their efforts seem to be helping.
A recent review found that “2012 PIP reforms from House Bill 119 continue to reduce fraud and abuse, while providing cost savings to Floridians.”
Specifically, legislation targeting auto insurance fraud has produced savings on personal-injury claims of 17. 5 percent, and reduced premiums by a little more than 15 percent. Claim frequency and severity were reduced, too — by 10.2 percent and nearly 11 percent, respectively, producing a reduction in total loss costs of 20 percent.
The 2012 law changed which health care providers were allowed to provide PIP benefits by banning reimbursements to chiropractors and acupuncturists. It also banned treatment unless a doctor, nurse, dentist, physician assistant, or advanced registered nurse practitioner found that an “emergency medical condition” exists.
Fort Lauderdale Accident Attorney
In Fort Lauderdale, The Law Firm of Lazarus and Lazarus represents people who have been injured in motor-vehicle accidents. If there is fraud involved, we are trained to recognize these situations and deal with them appropriately. We are qualified motor vehicle accident attorneys with a sterling reputation for getting results for our clients.
We are committed to protect the rights of our clients, and to serve their needs pursuing the compensation they are entitled to under the law for any physical injuries or property damage.
So keep your eyes alert, don’t text while driving, never drink and drive.
Please reach out to us if you or someone you know has been involved in an automobile, truck, or motorcycle accident. Our 20+ years experience has placed us among the most qualified accident attorneys in Florida. We will be happy to arrange a confidential consultation and determine how we may be able to help you. Protecting your rights is our top priority.
Call us at 943-356-0006 or if you wish an online reply, please click here and give us some information. We’ll be in touch with you promptly.
Florida PIP requirement that has been in place for many years may be ending in favor of new requirements for $25,000 bodily injury and $50,000 per incident coverage.
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